Can you remember using this stamp back in 1982? At the time, the cost to post a letter was 24c. Now it’s 60c – more than double the cost, in less than 30 years! This simple comparison shows the power of inflation. Are you holding a large portion of your investments in cash? Happy with your […]
Read More‘Guaranteed cover’ Life Insurance:the proof is in the pudding!
Guaranteed Life insurance cover without any pesky medicals or blood tests - great! But great for you, or great for the insurer? You may not realise that often a range of things are excluded that may make you ineligible to claim on the policy. Beware of the fine print….it will often make or break the policy compared […]
Read MoreYour Super: Are you profiting from Cigarettes?
Are you profiting from investing in tobacco companies? Most people we talk to find the idea of profiting from cigarette sales sickening. However, many investors find it too hard to establish what types of companies they are invested in via their superannuation or investment funds, so it’s often put in the ‘too hard basket’. However, […]
Read MoreSustainable Investing Briefing: Put your money where your mouth is….8th March 2011
Come along to our educational investment briefing to learn about long term investment strategies for Superannuation and Wealth Creation investors. We will feature two presentations: The Climate Advocacy Fund www.climateadvocacyfund.com.au Through the power of shareholder resolutions, Australian Ethical Investment and one of its funds, the Climate Advocacy Fund, have convinced ASX listed companies to report their […]
Read MoreIndustry Super Income Protection: A Warning
Income Protection (or Salary Continuance) insurance is an important part of most Australians’ protection plan. We insure our car, our home, our possessions - but what about our most important asset: our ability to earn an income? Salary Continuance can generally be held within your super fund – but you should be aware of big differences […]
Read MoreAchieving Financial Confidence: A Dashboard approach
How confident are you about achieving your financial goals? For example, with compulsory superannuation in Australia, most people have some sort of retirement savings. But how confident are you that you are adequately providing for your retirement and that your savings will last? At what point will you retire and commence a pension? What are […]
Read MoreInsurance for SuperMums (& SuperDads)
In the course of our discussions with many clients, it is usually discovered that the person responsible for the domestic duties doesn’t have adequate insurances in place. Research shows that the ‘home maker’ puts an average of 94.4 hours of effort in each week, and the cost to replace that person if they were […]
Read MoreStorm chasers
an interesting sumary of comments on Cyclone Yasi by Glenn Dyer; www.businessspectator.com.au Published 7:38 AM, 3 Feb 2011 Only one story this morning and that’s Yasi, which came ashore in North Queensland late last night. Unwelcome, noisy, wet and uninvited. While there are other topics examined this morning, our commentators concentrate on Yasi’s impact. Fairfax’s Elizabeth Knight made an obvious point that many doom […]
Read More
