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No-one likes paying insurance premiums! Why is life insurance so important? Here are 5 key reasons: 1.  Protection for you and your family Your family depend on your financial support to enjoy a decent standard of living, which is why insurance is especially important once you start a family. It means the people who matter […]

Income protection has been available in Australia for over 30 years and is designed to pay you a monthly benefit (usually up to 75% of your income) to help you cope financially when your income has stopped temporarily due to an accident or illness. Over time, the range of benefits and features offered through income protection […]

Good news for frontline health workers – in a recent statement, the Financial Services Council announced it had obtained “a commitment on behalf of participating life insurance FSC member companies” to ensure that frontline workers were not prevented from obtaining life cover because of their exposure to coronavirus, including those who had applied for cover after […]

A shame that consumers trying to do the right thing are being ripped off. The most cost effective way to fund a funeral is by building a small amount of extra cover into your life insurance policy (inside or outside of super, depending on circumstances).   Article by Gerard Brody, Sep 3, 2013:   A number […]

Have you been told by an insurer that your job is too risky, they don’t cover FIFO workers, you don’t work enough hours, or similar? You’re not alone. We have many clients who have found it difficult to get the Income Protection insurance cover they want. However just because you have been declined for Income […]

So you’ve got a quote for Life insurance, TPD, Trauma, or Income Protection online, and you’re told that a particular insurance company has the right policy for you – cheap, good rating, etc. But what about the insurer’s claims history, their reputation in the industry, and other factors that can’t be judged by price alone? In addition, you need […]