When you retire, the bills keep coming in but a regular pay cheque doesn’t. An annuity can pay you guaranteed, monthly income which can keep pace with inflation, if you choose, and is tax-free if you’re over 60 and investing your super money. Also, Annuities can help you access or increase your seniors benefits like the Age […]
Read MoreIndustry Super ‘Compare the Pair’ ads: Unethical?
We get a lot of questions about the ‘Compare the Pair’ advertising blitz that Industry Super funds have run in the media (particularly on prime time TV) in recent years…”Are industry funds cheap?”, “Am I in an Industry Fund?”, “How much will I save in fees?”. The question we ask: “Are these ads unethical?”. It’s […]
Read MoreChasing Ice Movie Screening – Perth, 29th Oct
Come to our ‘Chasing Ice’ Movie Screening: 29th Oct, 5.45pm for a 6pm start – it’s free! Theatre, State Library of WA, 25 Francis St, Perth (SW clients: Dunsborough screening to follow!) Chasing Ice – Official Trailer The film follows photographer James Balog, who founded the Extreme Ice Survey, the most wide-ranging ground-based photographic study […]
Read MoreRetirement Planning: How to get the best results
When keeping fit, it’s generally accepted that Personal Training gets results. Why? A trainer will focus on: Achieving your goals to the best of your ability Accelerating your progress Educating and mentoring you along the way Seeking advice from a Financial Planner is no different. Having someone guide your journey into retirement removes the stress of […]
Read MoreConsumer Groups Tackle Funeral Insurance ‘Rip-Off’
A shame that consumers trying to do the right thing are being ripped off. The most cost effective way to fund a funeral is by building a small amount of extra cover into your life insurance policy (inside or outside of super, depending on circumstances). Article by Gerard Brody, Sep 3, 2013: A number […]
Read MoreWhat’s your relationship with money like? Financial Planning for Women
The answer to this question will vary among all women. Some are very involved and financially independent when it comes to making the right financial choices; yet among others, their finances may inspire feelings of anxiety or apathy. Whatever you may feel, putting yourself in charge of your money can give you more choice about […]
Read MoreSMSF Trustees: You Must Review Your Insurance Needs
Given the complexities of holding insurance cover through superannuation, the introduction of new regulations (SIS Regulation 4.09, effective from 2012/13 onwards) creates a need for many SMSF Trustees to review their insurance needs. Recent changes to the Superannuation Industry Supervision (SIS) Regulations have widened the scope of SMSF investment strategy considerations. This was […]
Read MoreFinancial Advice for Young People
I recently posted this surprisingly good Wall Street Journal article on Facebook – an array of US experts give their tips to young people: http://online.wsj.com/article/SB10001424127887324474004578442682818178530.html It got me thinking – where do young Australians go for advice these days? Their industry super fund call centre? Their bank? A Financial Planner? Often there’s a feeling of “I […]
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