No-one likes paying insurance premiums! Why is life insurance so important? Here are 5 key reasons: 1. Protection for you and your family Your family depend on your financial support to enjoy a decent standard of living, which is why insurance is especially important once you start a family. It means the people who matter […]
Read MoreHow we select Ethical Investments
Dramatic weather events such as the horrific bushfires last summer in Australia’s east coast have combined with record global temperatures, coral reef bleaching and other environmental issues to drive investors towards ethical investment, particularly in relation to exiting fossil fuels. In addition, 2020 saw the arrival of the Covid-19 pandemic and investment in healthcare to […]
Read MoreIncome Protection Insurance – Upcoming changes in 2021
Income protection has been available in Australia for over 30 years and is designed to pay you a monthly benefit (usually up to 75% of your income) to help you cope financially when your income has stopped temporarily due to an accident or illness. Over time, the range of benefits and features offered through income protection […]
Read MoreTop 5 Environmental Films: Ethical Investment Week 2020
“It’s crazy that our banks and pensions are investing in fossil fuels, when these are the very thing that are jeopardizing the future that we are saving for. A renewable future will be full of benefits” Sir David Attenborough ‘A Life on Our Planet’. Sir David Attenborough highlights the link between ethical investment and a […]
Read MoreSpotlight on Engagement: Encouraging Companies to Manage ESG Risks
“We believe it is in the interest of our investors that we engage with our investee companies to minimise risks, protect and enhance shareholder value, promote greater transparency on ESG issues, and encourage companies and issuers to develop and become more resilient over time” Impax Engagement Report 2020, BNP Paribas Asset Management ngagement, by definition, […]
Read MoreA Cautionary Tale: Super Funds..sometimes you get what you pay for!
Whilst we don’t often comment on individual cases, I feel compelled to write about a shocking experience that a family member of mine recently had with her large Industry Super Fund (to prevent bias, we won’t name the fund in this case). She was due to receive a ‘Death Benefit Pension‘ from her late husband. […]
Read MoreRisk Insurance for Health Workers: Covid-19
Good news for frontline health workers – in a recent statement, the Financial Services Council announced it had obtained “a commitment on behalf of participating life insurance FSC member companies” to ensure that frontline workers were not prevented from obtaining life cover because of their exposure to coronavirus, including those who had applied for cover after […]
Read MoreCombating COVID-19 through Impact Investment
Even in the midst of the current pandemic, there are reasons to be positive. We are communicating to our clients the positive impact that their investments are having in the fight against COVID-19. A number of our healthcare holdings have been critical to the response to this crisis. These have played a central role in […]
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