Given the complexities of holding insurance cover through superannuation, the introduction of new regulations (SIS Regulation 4.09, effective from 2012/13 onwards) creates a need for many SMSF Trustees to review their insurance needs. Recent changes to the Superannuation Industry Supervision (SIS) Regulations have widened the scope of SMSF investment strategy considerations. This was […]
Read MoreFinancial Advice for Young People
I recently posted this surprisingly good Wall Street Journal article on Facebook – an array of US experts give their tips to young people: http://online.wsj.com/article/SB10001424127887324474004578442682818178530.html It got me thinking – where do young Australians go for advice these days? Their industry super fund call centre? Their bank? A Financial Planner? Often there’s a feeling of “I […]
Read MoreCoke, Recycling & Super
The TV ad Coke doesn’t want you to see: over 1.3m views on YouTube so far! https://www.youtube.com/watch?feature=player_embedded&v=Q7Uxaw6YoRw How does this relate to your superannuation? Well, do you want to support this company? You may already – by investing in Coca Cola with your super portfolio. For example, Unisuper’s ‘Australian Equity Income’ fund invests in Coke: http://www.unisuper.com.au/investments/investment-options-and-performance/super-performance-and-option-holdings/australian-equity-income […]
Read MoreBeen declined for Income Protection insurance because of your job? There is another way…
Have you been told by an insurer that your job is too risky, they don’t cover FIFO workers, you don’t work enough hours, or similar? You’re not alone. We have many clients who have found it difficult to get the Income Protection insurance cover they want. However just because you have been declined for Income […]
Read MoreWhat would a mum’s ‘Help wanted’ ad say?
WANTED! Chief Family Organizer – CFO Family seeks CFO with experience in household management. Chaotic work environment No salary No bonuses No penalty rates On call 24/7 Great benefits package of love and fulfillment Oversee all functions of family life – extensive travel required Provide juvenile and adult guidance as needed (but not necessarily taken) […]
Read MoreThe Age: End to Tasmanian forest wars will curb logging
Andrew Darby writes that a final deal that should end the generation-old Tasmanian forest wars has been signed, protecting more than 500,000 hectares of native forest. Read more: http://www.theage.com.au/national/end-to-tasmanian-forest-wars-will-curb-logging-20121122-29ram.html#ixzz2DZRyMU2S
Read MoreIt pays to be Green! Australian Ethical wins another award
22% return in 12 months, lower fees and better insurance will get you noticed – Australia’s greenest fund has been recognised as its most exciting one too! From Australian Ethical (www.australianethical.com.au): Australian Ethical Super won the Rising Star award at SuperRatings Fund of the Year awards in Melbourne last night. The award recognises Australian Ethical’s significant product changes […]
Read MoreAre you one of The Vital Few?
The global groundswell continues – a new online group has been set up which encourages pension fund members to challenge their funds to disclose their investments. The agenda is simple – to protect members’ investments from the risks posed by climate change. From the website: Maybe you reduce, reuse and recycle. Maybe you’re into using renewables, […]
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