When you retire, the bills keep coming in but a regular pay cheque doesn’t. An annuity can pay you guaranteed, monthly income which can keep pace with inflation, if you choose, and is tax-free if you’re over 60 and investing your super money. Also, Annuities can help you access or increase your seniors benefits like the Age […]
Read MoreIndustry Super ‘Compare the Pair’ ads: Unethical?
We get a lot of questions about the ‘Compare the Pair’ advertising blitz that Industry Super funds have run in the media (particularly on prime time TV) in recent years…”Are industry funds cheap?”, “Am I in an Industry Fund?”, “How much will I save in fees?”. The question we ask: “Are these ads unethical?”. It’s […]
Read MoreRetirement Planning: How to get the best results
When keeping fit, it’s generally accepted that Personal Training gets results. Why? A trainer will focus on: Achieving your goals to the best of your ability Accelerating your progress Educating and mentoring you along the way Seeking advice from a Financial Planner is no different. Having someone guide your journey into retirement removes the stress of […]
Read MoreSMSF Trustees: You Must Review Your Insurance Needs
Given the complexities of holding insurance cover through superannuation, the introduction of new regulations (SIS Regulation 4.09, effective from 2012/13 onwards) creates a need for many SMSF Trustees to review their insurance needs. Recent changes to the Superannuation Industry Supervision (SIS) Regulations have widened the scope of SMSF investment strategy considerations. This was […]
Read MoreCoke, Recycling & Super
The TV ad Coke doesn’t want you to see: over 1.3m views on YouTube so far! https://www.youtube.com/watch?feature=player_embedded&v=Q7Uxaw6YoRw How does this relate to your superannuation? Well, do you want to support this company? You may already – by investing in Coca Cola with your super portfolio. For example, Unisuper’s ‘Australian Equity Income’ fund invests in Coke: http://www.unisuper.com.au/investments/investment-options-and-performance/super-performance-and-option-holdings/australian-equity-income […]
Read MoreIt pays to be Green! Australian Ethical wins another award
22% return in 12 months, lower fees and better insurance will get you noticed – Australia’s greenest fund has been recognised as its most exciting one too! From Australian Ethical (www.australianethical.com.au): Australian Ethical Super won the Rising Star award at SuperRatings Fund of the Year awards in Melbourne last night. The award recognises Australian Ethical’s significant product changes […]
Read MoreInvesting in Renewable Energy
You want to invest in renewable energy, but aren’t sure where to start? You see sustainable investments as a future growth area for investment returns, but don’t want to take a high level of risk? If you answered yes, you’re similar to many of our clients! In today’s rapidly changing world of renewable energy development, we often hear […]
Read MoreClimate change concerns for Australian Investors
The impacts of climate change on companies’ supply chains, natural resources, operations and key infrastructure are expected to worsen as a result of increasing temperatures, changing weather patterns, and more frequent and intense droughts, floods and storms. Virtually every sector faces climate risks and opportunities, and investors can’t afford for those risks to remain opaque. […]
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