Have you been told by an insurer that your job is too risky, they don’t cover FIFO workers, you don’t work enough hours, or similar? You’re not alone. We have many clients who have found it difficult to get the Income Protection insurance cover they want. However just because you have been declined for Income …
Read MoreWhat would a mum’s ‘Help wanted’ ad say?
WANTED! Chief Family Organizer – CFO Family seeks CFO with experience in household management. Chaotic work environment No salary No bonuses No penalty rates On call 24/7 Great benefits package of love and fulfillment Oversee all functions of family life – extensive travel required Provide juvenile and adult guidance as needed (but not necessarily taken) …
Read MoreSearching for an Insurance quote?
So you’ve got a quote for Life insurance, TPD, Trauma, or Income Protection online, and you’re told that a particular insurance company has the right policy for you – cheap, good rating, etc. But what about the insurer’s claims history, their reputation in the industry, and other factors that can’t be judged by price alone? In addition, you need …
Read MoreIncome Protection for FIFO Mining/Oil & Gas workers
Are you a fly in fly-out (FIFO) worker in WA? Traditionally, getting adequate personal insurance has been difficult, once you explain that you work on the mines or in the oil & gas industry. Thankfully, many insurers are now updating their occupational ratings to allow greater cover for more workers. It makes sense for FIFO workers …
Read MoreIndustry Super Income Protection: A Warning
Income Protection (or Salary Continuance) insurance is an important part of most Australians’ protection plan. We insure our car, our home, our possessions - but what about our most important asset: our ability to earn an income? Salary Continuance can generally be held within your super fund – but you should be aware of big differences …
Read MoreInsurance for SuperMums (& SuperDads)
In the course of our discussions with many clients, it is usually discovered that the person responsible for the domestic duties doesn’t have adequate insurances in place. Research shows that the ‘home maker’ puts an average of 94.4 hours of effort in each week, and the cost to replace that person if they were …
Read MoreNational Breast Cancer Awareness Month
October is National Breast Cancer Awareness Month in which the national breast cancer foundation does a sterling job at keeping breast cancer top of mind for Australians. So, it’s the perfect time to remind you of the importance of insurance to safeguard against the crippling costs of suffering from an illness such as breast cancer. The …
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