From 1 July 2017, anyone who is eligible to make voluntary super contributions will also be eligible to make personal concessional (tax-deductible) contributions. This is a major change from the existing rules. Under current rules, the ability to make personal concessional contributions is limited to people who: have not ‘done anything’ to be considered an […]
Read MoreAustralians’ dangerous delay in retirement planning
By Glenn Freeman, Morningstar’s Senior Editor: 20/03/17 A new study assessing the retirement readiness of Australians shows a worrying lack of planning and an over-reliance on products, at the expense of expert advice. In a survey of just under 7,000 people, 44 per cent of respondents indicated they feel prepared for retirement, with this figure down […]
Read MoreThe WA Health, Energy & Climate Change Symposium
The WA Health, Energy and Climate Change Symposium is a one day event on Saturday 25th Feb 2017, which aims to bring together health professionals, students and members of the wider communtiy to be educated and empowered by some of Australia’s most prestigious speakers in the areas of health, renewable energy and climate change. James […]
Read More6 Ways Pretend Investors Differ From the Real Ones
An article in the New York Times by CARL RICHARDS NOV. 21, 2016 Do you remember playing pretend when you were little? Maybe you were a superhero, a dinosaur or a princess. It’s normal when you’re little, and it’s usually harmless. Most children know the difference between pretending to be a superhero and jumping off […]
Read More‘DEATH BY DESIGN’ Film Screening – an Ethical Investment Week 2016 Event
DEATH BY DESIGN Screening: Monday, 24 October 2016 from 6:00 PM to 8:00 PM (AWST) A film which explores the unintended environmental, health and social consequences of our addiction to our digital devices: a free event for Ethical Investment Week 2016. Currently screening at film festivals around the world (including Environmental Film Festival Australia)…. Consumers […]
Read MoreFed Up with the Jargon? Get informed with FIS, & get a Financial Strategy
We come across many people who have good intentions to plan their financial future, but find the rules, regulations and jargon of the financial services industry more than a little confusing! However it is important not to give up – understanding the rules around Superannuation, Account Based Pensions, the Age Pension and other financial matters […]
Read MoreFederal Budget 2016: Proposed changes to Super will have big ramifications
Treasurer Scott Morrison has handed down his first Federal Budget, providing a launchpad for the election campaign. The winners are low and middle income earners and small business owners. There are significant changes to superannuation rules that could warrant discussion, depending on your circumstances (Note: These changes are proposals only and may or may not […]
Read MoreChoosing A Financial Adviser
You may recognise that you need financial advice, but need help in choosing a Financial Adviser. It’s not easy! Ideally you will be looking for someone that you feel comfortable with, that you can trust, and who you feel has your best interests at heart. Of course the service and fees need to be suitable […]
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